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Salary & tax breakdown calculator

Estimate taxable income, tax + cess, and monthly in-hand after PF and professional tax — using the same pure engine as the rest of SalaryExit India.

Last updated: March 2026FY 2024-25 (AY 2025-26) tax slabs in engine

How SalaryExit calculates estimates (methodology, FY scope, and limits).

Figures are modeled estimates — see the accuracy card under the title for what is direct vs assumed.

Required inputs

  • Annual gross salary (₹)
  • Tax regime (old vs new)
  • Professional tax per year (₹) — state dependent

Before employee deductions.

Tax regime

New regime ignores HRA/80C in this simplified model except where noted.

Placeholder default is not your exact state slab — replace with your annual PT.

Optional. Used for old-regime 80C cap logic.

Optional rough bucket (old regime). Combined with PF subject to ₹1.5L cap.

Optional. Enter only if you already estimated exemption (e.g., via HRA calculator). Old regime only.

Enter your inputs and click Calculate to see an estimated monthly in-hand and tax breakdown.

Assumptions used by this estimate

  • Income tax slabs, standard deductions, and simplified Section 87A match the configured FY (Financial Year 2024-25 (AY 2025-26)).
  • Standard deduction: old ₹50,000, new ₹75,000.
  • Old regime: employee PF + other 80C combined are capped at ₹1,50,000 for this estimate.
  • Surcharge, perquisites, bonus timing, and marginal relief are not modeled.

Worked example (same engine as live calculator)

Engine snapshot: gross ₹12,00,000/year, new regime, PT ₹2,500/year, employee PF ₹1,50,000/year → estimated monthly in-hand ₹80,466.67 (FY slabs + 87A model in code).

FAQ

Why doesn’t this match my payslip exactly?

Payslips include timing effects (arrears, bonuses), flex components, perquisites, and actual TDS adjustments. This tool uses a simplified annual model.

Can I use this to file taxes?

No. It’s an educational estimate. Use Form 16, AIS, and a CA/tool for filing.

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